Personal Loan

Best Personal Loans in India

S. No. Bank Name Interest rate (p.a) Loan Amount
1 Yes Bank 10.75% – 16.99% ₹1 lakh – ₹25 lakhs
2 ICICI Bank 11.50% – 16.75% ₹50k – ₹25 lakhs
3 HDFC Bank 10.99% – 20.00% ₹50k – ₹40 lakhs
4 Kotak Bank 11.00% – 24.00% ₹1 lakh – ₹30 lakhs
5 Tata Capital 11.75%-19.00% ₹75k – ₹20 lakhs
6 IndusInd Bank 11.49% – 20.00% ₹1 lakh – ₹20 lakhs
7 IDFC Bank 11.69% – 15.00% BT rates starts from 11.50%) ₹1 lakh – ₹20 lakhs
8 Bajaj Finserv 12.00% – 16.00% ₹1 lakh – ₹20 lakhs
9 IIFL 12.99% – 20.00% ₹1 lakh – ₹20 lakhs
10 Capital First 12.00% – 35.00% (Women working in Super Cat A / A & B- 10.65%) ₹1 lakh – ₹15 lakhs

*THE FIGURES PROVIDED IN THE TABLE ARE INDICATIVE SUBJECT TO CHANGE FROM TIME.

Eligibility

Age 18/21 years – 60/65 years
Employment Type 1. Salaried
2. Self-Employed professionals
Credit score 720 or above with a good credit history
Minimum Net Income (Monthly) 20,000
Loan Amount Up to 50 lacs depending on the credit profile
Work Experience Salaried

  • Employed at current company for at least 6/12 months

Self-Employed

  • Business tenure of at least 3 years (continuous)
  • ITR of last 3 years

Documents Required:

KYC

 

  1. Colour Photos
  2. Clear PAN Card Copy
  3. Current Address Proof
  4. Aadhar Card copy
  5. Permanent Address Proof (if required)

Income Documents

  1. Latest Six Months Bank Statement
  2. Latest 3 Months Salary Slip
  3. Last 2 Year’s Form 16 / Previous Experience Letter ( If required by Bankers)
  4. All existing loan detail documents (Welcome Letter, Sanction Letter, Statement of loan account) If required / Any CIBIL issues – detail documents required

 

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