Home Loan

Bank Rate of Interest Processing Fees
ICICI Bank 8.85% 10.20% Rs 5000 to 0.50%
Axis Bank 8.90 % 10.20% Rs 5000 to 0.50%
IDFC Bank 9.25% 9.20% Rs. 5900 – 0.50%
DB 9.70% 10.15% 0.50%
DCB Bank 9.50% 10.00% 1.00%
HDFC LTD 8.85% 9.70% Rs 11500 to 0.50%
PNB Housing 9.25% 9.75% 0.50%
Magma Finance 10.50% 13.50% 1.00%
L&T Housing 9.50% 9.75% 0.50%
DHFL 9.50% 9.75% 0.50%
Reliance 9.50% 10.25% 0.50%
Capital First 9.70% 11 .00% 1.00%
Shriram Housing 12% 16% 1.00%
India Bulls 9.50% 10.25% 0.50%
YES Bank 9.75% 13.00% 1.00%
Vistaar Finance 14% 16.00% 2.00%
Shubham Housing 14% 18.00% 2.50%
South Indian Bank 9.25% 9.60% 0.50%
Fullerton Home Finance 9.75% 13.00% 1.00%
Bank of Baroda 8.55% 8.65% Rs 8000 to 0.50%
Federal Bank 9.15% 9.75% Rs 8500 to 0.50%
Art Housing 9.10% 9.75% 0.50% to 1%
JM FInancial 11.25% 13.00% 1%
Home First 12.25% 13.00% 1%
Incred Home 12.25% 13.00% 1%
Gruh Housing 10.50% 13.00% 1%
Essel Housing 12.25% 13.00% 1%
Fasttrack Housing 12.50% 13.00% 1%
Manapurram Housing 12.25% 13.00% 1%
Jana Bank 11.50% 13.00% 1%
Piramal Housing 8.65% 9.00% Rs. 10000 to 0.50%
Repco Housing 9.75% 10.75% 1%

 

Documents Required:

KYC Documents

  • Colour Photo
  • PAN Card
  • Aadhar Card
  • Current Address Proof

Banking

  • Latest 1 year bank statement of all accounts for Self Employed
  • Latest 6 Month Bank Statement for Salaried Customers

Proof of Income

Salaried

  • Latest 3 Month Salary Slip
  • Latest 2 year Form 16 / Form 26AS
  • Appointment Letter/ Experience Certificate

 

Self Employed

  • Shop Act Licence / SSI Certificate / Any other Govt Certificate for business stability proof
  • Last 3 years ITR set along with CA Certified Balance Sheet, Profit & Loss (P&L), Computation of Income, Tax Audit Report (If applicable) and all Schedule of Balance Sheets
  • Shop Act Licence/ GST Certificate

Property Documents

  • Copy of Property Documents ( Sale Deed/ Agreement to Sale)
  • Copy of Approved Sanction plan of property
  • Commencement Certificate / Completion Certificate / Any other applicable documents as per the law of the State / Government
  • If Co-Operative Housing Society – Society Certificate & Share Certificate / Any other applicable documents as per the law of the State / Government
  • Other docs like Zone Certificate

 

Firm/Company Documents (For Self Employed)

  • PAN Card
  • Partnership Deed for Partnership Firm
  • MOA & Incorporation Certificate for Pvt. Ltd. company
  • Office Address Proof
  • Last 3 Year ITR & Tax Audit Reports
  • GST Registration

 

Existing Loan Details

  • Provide all existing loan detail and documents:
  • Welcome Letter
  • Sanction Letter
  • Statement of Loan Account

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Categories: Services