Category: Services

Business Loan

Bank Name Interest Rates
HDFC Bank 15% – 18%
ICICI Bank 15% – 18%
Axis Bank 15%
Capital First 19%
ABFL 22%
RBL Bank 20%
Yes Bank 17%
LendingKart 22%
UPF 24%
NEO Growth 24%
Deutsche Bank 17%
Fullerton India 24%
Edelwiess Fin 20%

 

List of Documents

KYC

  • Photos
  • PAN Card
  • Aadhar Card
  • Current Address Proof

Banking

  • Latest 1 year bank statement of all accounts

Proof of Income

  • Shop Act Licence / SSI Certificate / Any other Govt Certificate for business stability proof
  • Last 3 years ITR set along with CA Certified Balance Sheet, Profit & Loss (P&L), Computation of Income, Tax Audit Report (If applicable) and all Schedule of Balance Sheets.

Property Documents

  • Copy of Property Papers
  • Copy of Approved Sanction plan
  • Commencement Certificate / Completion Certificate / Any other applicable documents as per the law of the State / Government
  • If Co-Operative Housing Society – Society Certificate & Share Certificate / Any other applicable documents as per the law of the State / Government

Firm/Company Documents (For Self Employed)

  • PAN Card
  • Partnership Deed for Partnership Firm
  • MOA & Incorporation Certificate for Pvt. Ltd. company
  • Office Address Proof
  • Last 3 Year ITR & Tax Audit Reports

Existing Loan Details

  • Provide all existing loan detail and documents:
  • Welcome Letter
  • Sanction Letter
  • Statement of Loan Account

APPLY NOW

Categories: Services

Loan Against Property

Bank Rate of Interest Processing Fees
ICICI Bank 10.00% – 12.50% 1.00%
IDFC Bank 10.00% – 12.25% 1.00%
DB 10.00% – 11.25% 0.75 – 1.00%
DCB Bank 10.00% – 12.25% 1.00%
HDFC LTD 09.90% – 12.25% 1.00%
PNB Housing 09.90% – 12.25% 1.00%
Magma Finance 13.00% – 14.25% 1.00%
L&T Housing 10.00% – 12.25% 1.00%
DHFL 10.50% – 12.50% 1.00%
Reliance 09.50% – 12.50% 1.00%
Capital First 10.00% – 16.00% 1.00%
Shriram Citi Union 13.00% – 16.00% 1.00%
India Bulls 10.50% – 17.00% 1.00%
Cholamandalam 11.00% – 13.00% 1.00% – 1.50%
Fullerton Home 12.00% – 14.50% 1.00% – 1.50%
Shubham Housing 15.00% – 22.00% 1.00% – 2.50%
Aditya Birla 10.50% – 11.50% 1.00%
Yes Bank 10.50% – 12.50% 1.00%
JM Finance 12.50% – 13.50% 1.00% – 2.50%
RBL Bank 11.50% – 12.25% 1.00%
IndusInd Bank 12.00% – 13.25% 1.00%
Fullerton India 13.00% – 14.00% 1.00%
Equitas Finance 14.00% – 16.00% 1.00% – 1.50%
Janlaxmi 16.00% – 22.00% 1.50% – 3.50%
Capri Global 14.00% – 16.50% 1.50% – 3.50%
Orix Finance 14.00% – 16.00% 1.50% – 3.50%
Indostar 12.50% – 14.00% 1.50% – 3.50%

 

List of Documents

KYC

  •  2 Photos
  • PAN Card
  • Aadhar Card
  • Current Address Proof

Banking

  •  Latest 1 year bank statement of all accounts

Proof of Income

Salaried

  • Latest 3 Month Salary Slip
  • Latest 2 year Form 16
  • Appointment Letter/ Experience Certificate

Self Employed

  • Shop Act / SSI Certificate / Any other Govt Certificate for business stability proof
  • Last 3 years ITR set along with CA Certified Balance Sheet, Profit & Loss (P&L), Computation of Income, Tax Audit Report (If applicable) and all Schedule of Balance Sheets .

Property Documents

  •  Copy of Property Papers
  • Copy of Approved Sanction plan
  • Commencement Certificate / Completion Certificate / Any other applicable documents as per the law of the State / Government
  • If Co-Operative Housing Society – Society Certificate & Share Certificate / Any other applicable documents as per the law of the State / Government

 

Firm/Company Documents (For Self Employed)

  • PAN Card
  • Partnership Deed for Partnership Firm
  • MOA & Incorporation Certificate for Pvt. Ltd. company
  • Office Address Proof
  • Last 3 Year ITR & Tax Audit Reports

 

Existing Loan Details

  • Provide all existing loan detail and documents:
  • Welcome Letter
  • Sanction Letter
  • Statement of Loan Account

APPLY NOW

Categories: Services

Home Loan

Bank Rate of Interest Processing Fees
ICICI Bank 8.85% 10.20% Rs 5000 to 0.50%
Axis Bank 8.90 % 10.20% Rs 5000 to 0.50%
IDFC Bank 9.25% 9.20% Rs. 5900 – 0.50%
DB 9.70% 10.15% 0.50%
DCB Bank 9.50% 10.00% 1.00%
HDFC LTD 8.85% 9.70% Rs 11500 to 0.50%
PNB Housing 9.25% 9.75% 0.50%
Magma Finance 10.50% 13.50% 1.00%
L&T Housing 9.50% 9.75% 0.50%
DHFL 9.50% 9.75% 0.50%
Reliance 9.50% 10.25% 0.50%
Capital First 9.70% 11 .00% 1.00%
Shriram Housing 12% 16% 1.00%
India Bulls 9.50% 10.25% 0.50%
YES Bank 9.75% 13.00% 1.00%
Vistaar Finance 14% 16.00% 2.00%
Shubham Housing 14% 18.00% 2.50%
South Indian Bank 9.25% 9.60% 0.50%
Fullerton Home Finance 9.75% 13.00% 1.00%
Bank of Baroda 8.55% 8.65% Rs 8000 to 0.50%
Federal Bank 9.15% 9.75% Rs 8500 to 0.50%
Art Housing 9.10% 9.75% 0.50% to 1%
JM FInancial 11.25% 13.00% 1%
Home First 12.25% 13.00% 1%
Incred Home 12.25% 13.00% 1%
Gruh Housing 10.50% 13.00% 1%
Essel Housing 12.25% 13.00% 1%
Fasttrack Housing 12.50% 13.00% 1%
Manapurram Housing 12.25% 13.00% 1%
Jana Bank 11.50% 13.00% 1%
Piramal Housing 8.65% 9.00% Rs. 10000 to 0.50%
Repco Housing 9.75% 10.75% 1%

 

Documents Required:

KYC Documents

  • Colour Photo
  • PAN Card
  • Aadhar Card
  • Current Address Proof

Banking

  • Latest 1 year bank statement of all accounts for Self Employed
  • Latest 6 Month Bank Statement for Salaried Customers

Proof of Income

Salaried

  • Latest 3 Month Salary Slip
  • Latest 2 year Form 16 / Form 26AS
  • Appointment Letter/ Experience Certificate

 

Self Employed

  • Shop Act Licence / SSI Certificate / Any other Govt Certificate for business stability proof
  • Last 3 years ITR set along with CA Certified Balance Sheet, Profit & Loss (P&L), Computation of Income, Tax Audit Report (If applicable) and all Schedule of Balance Sheets
  • Shop Act Licence/ GST Certificate

Property Documents

  • Copy of Property Documents ( Sale Deed/ Agreement to Sale)
  • Copy of Approved Sanction plan of property
  • Commencement Certificate / Completion Certificate / Any other applicable documents as per the law of the State / Government
  • If Co-Operative Housing Society – Society Certificate & Share Certificate / Any other applicable documents as per the law of the State / Government
  • Other docs like Zone Certificate

 

Firm/Company Documents (For Self Employed)

  • PAN Card
  • Partnership Deed for Partnership Firm
  • MOA & Incorporation Certificate for Pvt. Ltd. company
  • Office Address Proof
  • Last 3 Year ITR & Tax Audit Reports
  • GST Registration

 

Existing Loan Details

  • Provide all existing loan detail and documents:
  • Welcome Letter
  • Sanction Letter
  • Statement of Loan Account

APPLY NOW

Categories: Services

Personal Loan

Best Personal Loans in India

S. No. Bank Name Interest rate (p.a) Loan Amount
1 Yes Bank 10.75% – 16.99% ₹1 lakh – ₹25 lakhs
2 ICICI Bank 11.50% – 16.75% ₹50k – ₹25 lakhs
3 HDFC Bank 10.99% – 20.00% ₹50k – ₹40 lakhs
4 Kotak Bank 11.00% – 24.00% ₹1 lakh – ₹30 lakhs
5 Tata Capital 11.75%-19.00% ₹75k – ₹20 lakhs
6 IndusInd Bank 11.49% – 20.00% ₹1 lakh – ₹20 lakhs
7 IDFC Bank 11.69% – 15.00% BT rates starts from 11.50%) ₹1 lakh – ₹20 lakhs
8 Bajaj Finserv 12.00% – 16.00% ₹1 lakh – ₹20 lakhs
9 IIFL 12.99% – 20.00% ₹1 lakh – ₹20 lakhs
10 Capital First 12.00% – 35.00% (Women working in Super Cat A / A & B- 10.65%) ₹1 lakh – ₹15 lakhs

*THE FIGURES PROVIDED IN THE TABLE ARE INDICATIVE SUBJECT TO CHANGE FROM TIME.

Eligibility

Age 18/21 years – 60/65 years
Employment Type 1. Salaried
2. Self-Employed professionals
Credit score 720 or above with a good credit history
Minimum Net Income (Monthly) 20,000
Loan Amount Up to 50 lacs depending on the credit profile
Work Experience Salaried

  • Employed at current company for at least 6/12 months

Self-Employed

  • Business tenure of at least 3 years (continuous)
  • ITR of last 3 years

Documents Required:

KYC

 

  1. Colour Photos
  2. Clear PAN Card Copy
  3. Current Address Proof
  4. Aadhar Card copy
  5. Permanent Address Proof (if required)

Income Documents

  1. Latest Six Months Bank Statement
  2. Latest 3 Months Salary Slip
  3. Last 2 Year’s Form 16 / Previous Experience Letter ( If required by Bankers)
  4. All existing loan detail documents (Welcome Letter, Sanction Letter, Statement of loan account) If required / Any CIBIL issues – detail documents required

 

Apply Now

 

Categories: Services