Loan Against Property

Bank Rate of Interest Processing Fees
ICICI Bank 10.00% – 12.50% 1.00%
IDFC Bank 10.00% – 12.25% 1.00%
DB 10.00% – 11.25% 0.75 – 1.00%
DCB Bank 10.00% – 12.25% 1.00%
HDFC LTD 09.90% – 12.25% 1.00%
PNB Housing 09.90% – 12.25% 1.00%
Magma Finance 13.00% – 14.25% 1.00%
L&T Housing 10.00% – 12.25% 1.00%
DHFL 10.50% – 12.50% 1.00%
Reliance 09.50% – 12.50% 1.00%
Capital First 10.00% – 16.00% 1.00%
Shriram Citi Union 13.00% – 16.00% 1.00%
India Bulls 10.50% – 17.00% 1.00%
Cholamandalam 11.00% – 13.00% 1.00% – 1.50%
Fullerton Home 12.00% – 14.50% 1.00% – 1.50%
Shubham Housing 15.00% – 22.00% 1.00% – 2.50%
Aditya Birla 10.50% – 11.50% 1.00%
Yes Bank 10.50% – 12.50% 1.00%
JM Finance 12.50% – 13.50% 1.00% – 2.50%
RBL Bank 11.50% – 12.25% 1.00%
IndusInd Bank 12.00% – 13.25% 1.00%
Fullerton India 13.00% – 14.00% 1.00%
Equitas Finance 14.00% – 16.00% 1.00% – 1.50%
Janlaxmi 16.00% – 22.00% 1.50% – 3.50%
Capri Global 14.00% – 16.50% 1.50% – 3.50%
Orix Finance 14.00% – 16.00% 1.50% – 3.50%
Indostar 12.50% – 14.00% 1.50% – 3.50%

 

List of Documents

KYC

  •  2 Photos
  • PAN Card
  • Aadhar Card
  • Current Address Proof

Banking

  •  Latest 1 year bank statement of all accounts

Proof of Income

Salaried

  • Latest 3 Month Salary Slip
  • Latest 2 year Form 16
  • Appointment Letter/ Experience Certificate

Self Employed

  • Shop Act / SSI Certificate / Any other Govt Certificate for business stability proof
  • Last 3 years ITR set along with CA Certified Balance Sheet, Profit & Loss (P&L), Computation of Income, Tax Audit Report (If applicable) and all Schedule of Balance Sheets .

Property Documents

  •  Copy of Property Papers
  • Copy of Approved Sanction plan
  • Commencement Certificate / Completion Certificate / Any other applicable documents as per the law of the State / Government
  • If Co-Operative Housing Society – Society Certificate & Share Certificate / Any other applicable documents as per the law of the State / Government

 

Firm/Company Documents (For Self Employed)

  • PAN Card
  • Partnership Deed for Partnership Firm
  • MOA & Incorporation Certificate for Pvt. Ltd. company
  • Office Address Proof
  • Last 3 Year ITR & Tax Audit Reports

 

Existing Loan Details

  • Provide all existing loan detail and documents:
  • Welcome Letter
  • Sanction Letter
  • Statement of Loan Account

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